Polliesdividend

Month Review – January 2016

The first month of 2016 is almost over. So it is time to tell you the status of my Vrijheid Fonds and report my passive income for this month. January traditionally is a slow dividend income month.

This is a blog post about my favorite topic, dividends!  I hope this post inspires other people out there to start saving and investing as soon as they can.  The power you feel knowing that you are richer than you were yesterday and you didn’t have to work a minute for it, is a wonderful feeling.

In total I received € 46.42 ($ 50.28) in passive income in January. My Vrijheid Fonds had one dividend increase. Realty Income raised its dividend with 0.3%. It is small, but very welcome!

If we take a closer look, the dividend was coming from:

  • General Electric (GE) € 10.83
  • Realty Income (O) € 7.50
  • Vereit (VER) € 10.79
  • Wal-Mart (WMT) € 17.30

That makes a total of € 46.42. This is an increase of more than 168% from last years January. This increase was mainly due to the new buys I made last year.

This is great! DGI at work!

For an update of my Dividend Income click the hyperlink. In 2016 I received a total in passive income of € 46.42

If we take a look at my Vrijheid Fonds (Freedom Fund), we can see that the value is higher than last month.

This month was a strange month. Mr. Market was in a depressed mood. It gave DGI’s great opportunities to buy on the dips. It was a pity I did not have capital to invest 😉 Overall January was a bad month for the markets. The Amsterdam Stock exchange is approx. 5% lower and the Dow Jones approx. 8% lower. In Japan it is even worse, almost -10%.

In January I made some changes in my mutual funds (see here). I decided to sell one mutual fund and buy back two other mutual funds. This because I want a part of my Vrijheid Fonds to consist of mutual funds. This are funds that will give me some nice yield and have a (very) low beta (e.g. bond funds). This is what I call my little save corner of my Vrijheid Fonds. With these changes my net gained projected dividend for 2016 for my mutual funds is € 234!

My total portfolio value at the end of January is $64,523, which is an increase of 0.24% over last month December (€ 63,965). I again donated € 400 of fresh capital to my Vrijheid Fonds.

Again this month I made a nice step in my journey.

Thanks for reading!

Cheers,

Pollie

 

Note:
Because all figures I give are in Euro’s. Because the exchange rates is not constant (duh…) my passive income changes per month (even if the dividend stays the same). For the record: I only post my passive income from dividend the month I received it on my brokers account. And it is after taxes.

 

 

 

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10 thoughts on “Month Review – January 2016

  1. Team CF

    Nice, another step toward world domination (sorry, financial independence).
    Have you ever calculated what your effective yield is after dividend taxes? Lets exclude your taxation in Box 3 for now, as that makes the whole gig even more complicated and rather variable!

    Congrats with the increase in your vrijheidsfonds!

    1. Polliesdividend Post author

      Last year it was about 2.8%
      With my new purchases it will be higher. About once a year I calculate my average weighted yield en DGR.
      So in a couple of months I can tell you this years yield

      Cheers,

      Pollie

      1. Team CF

        That is already pretty good, if you can manage to make about 3% and up after taxes this year, your going in the right direction. By the time you hit about 5-6% after taxes you should have something sustainable for the long run! Good Luck.

  2. A Frugal Family's Journey

    Nice, way to grow your portfolio to over $65K! And cheers to your dividend increase from Realty Income (O). Big or small, its a raise you got doing nothing more than owning the stock. 🙂

    Keep it up. Best wishes and continued success! AFFJ

  3. Tawcan

    Wow did I read this right? 168% YOY increase? That’s awesome! Keep that snowball rolling and you’ll see just as impressive YOY growth next year too.

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