Recent buy for my Vrijheid Fonds – Bayer AG

A new addition to my Vrijheid Fonds

Last week I made my second buy in 2018 for my Vrijheid Fonds.

After my analysis of Bayer AG, I decided to pull my buy-trigger. If you haven’t read my analysis, please take a look at this post about Bayer AG Stock Analysis Pollie-style 2018.






Last week I bought 12 shares of BAYN at €98.81 per share (incl. fees).

With this buy I added a little bit more than €22 (after taxes) of dividend to my Vrijheid Fonds for this year.

The projected dividend income for 2018 for my Vrijheid Fonds is €3,226.

Again a small step in my journey. And one-step closer to my goal.

Has anyone else invested in this company recently? Any feedback is greatly appreciated!




Disclaimer: I’m not a registered investment adviser, investment professional, brokerage firm or investment company. Readers are advised that information on the website is issued solely for information purposes and not to be construed as an offer or recommendation to buy, hold, or sell any securities. All information, opinions, and analyses included are based on sources believed to be reliable, but no representation or warranty is made concerning accuracy, correctness, timeliness, or appropriateness. Please consult with an investment professional before investing any of your money.

13 thoughts on “Recent buy for my Vrijheid Fonds – Bayer AG

  1. Doug

    A journey has to begin with small steps. All these small steps add up after awhile and get us to where we are going. KEep it up.

  2. KeithX

    Hi Pollie,
    I think Bayer is a great company. It is one of many European companies that do not get much love from the States because of the tax on dividends. The EU should make an agreement with the US like the one between the UK and the US where dividends pass through without being taxed. That would help out companies like Nestle’, Roche, Novo Nordisk, etc. It would help all of you in the EU that invest in US dividend stocks. Maybe someday.

    1. Pollie Post author

      I agree. Maybe next year we also have no tax on dividends anymore here in The Netherlands.
      I also have to pay taxes on my German dividends. I can settle 15%with my income tax. The leftovers 10% i have to reclaim at the german government. 😔



      1. Pursuit 2 Freedom

        Nestle, Roche and Novo are in one of the worst countries when looking at dividend taxes. That also makes them completely not interesting for investors in other European countries like the Netherlands.

        Germany is also in a difficult position. You miss 11,5% in dividends. You probably will have a really difficult time in reclaiming them. I’m curious if you succeed in that.

        Having said that, the company is interesting. It’s a great addition. Congratz on the buy!

        1. Pollie Post author

          I want some more exposure in Europe, that is one of my goals in 2018.
          And yes one of the factors to take into account is the dividend tax.
          Belgium and Switzerland have a high tax rate. France just lowered theirs. And the UK has no dividend tax (but with the Brexit negotiations going on, there is a lot of uncertainties)

          So what to look for and buy? That’s the question

  3. Ron

    Hi Pollie,

    A couple of weeks ago i sell bayer, it was a sell from a fundamental analytics. I decide to buy Pepsi & Texas Instruments. Also last week i changed EPR Properties for Reality Income.
    Maybe you can add some extra shares of target after the big drop of yesterday.

    I also bought the snowball effect book, it’s nice to read and easy to understand.

    Good luck and don’t forget buy on the dips and reinvest the dividends.

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