Reviewing my 2015 Goals

I’ve been thinking about my new goals for 2016. Before doing so, though, I’d like to review my 2015 goals.

2015 has been the first complete year as a DGI. And what a year it was. My Vrijheid Fonds went up (of course with a dip in September and October). The value of my Vrijheid Fonds at January 1st, 2015 was € 50,050 and it will probably end 2015 with a total value of around € 64,500. With a donation of € 7,150 of fresh capital I made a really nice yield.

Then if I use a quick-and-dirty approach to calculate my yield (i.g. (64,500 / (50,050 + 7,150) – 1)), it is 12,76%.

But is this the right way to calculate my yield? That’s my question. I did some research on the Internet and found numerous ways to calculate your annual yield. The difficult part is the donation of fresh capital.

So fellow DGI’s, which formula do you use to calculate your annual portfolio yield?

I like to hear from you!

For 2015, I’ve set five different goals. You could have read them on this blog. Polliesdividend, is around for one and a half year now. And 2015 was the first whole year of my blog. In a later blog post I will do a full review of my blogging in 2015.

But I can tell you right now. It still was hard sometimes to find the time to write a post. But I enjoyed every second of it. It was also educational, because English is not my native language. During this year I learned new words and proverbs.

With my blog I started this year with an average of 35 views per day. Now I have an average of 67 views per day and about 25 visitors per day. I’m proud of it!

And I’m grateful of al the comments visitors wrote on my site. Thank you for it! I really appreciated it!

My goals for 2015 were:

  1. Receive € 1,750 in dividends during the year of 2015 – Achieved!

At the end of 2015 I received € 1,772.67 in dividend income. So yes I reached my first goal!

I report all my dividends after taxes. So actually I received €2,086 in gross dividend. But I will continue to post all my dividends after taxes.

My dividend income for 2015 showed an increase of more than 59% from previous year.

And this I’m proud of! It is a great starting position for 2016.

I hope I can keep this kind of increases for the next couple of years! 😉

  1. Save 40% of my net income in 2015, averaged monthly – Achieved!

This year I set myself a higher and more challenging goal than in 2014. I wanted to save a least 40% of my income from my day job. In 2015 I saved a little bit more than 47% on average of my income. So yes I achieved this goal!

The extra saving has not been used for investing. We are saving for some home improvement. As of today the planning is to start with the home improvement in May or June of 2016.

  1. Invest a total of € 5,000 new cash – Achieved!

In order to let my Vrijheid Fonds grow, it needs fresh cash. My ultimate goal is to live of my dividend Income. Therefore my Vrijheid Fonds needs to grow.

I have blown this goal to smithereens (what a nice English word 😉 )

I donated a total of € 7,150 of fresh capital. Wow… this I’m really proud of! Part of this extra fresh capital came from a bonus I got from my boss this month.

  1. Write a least 50 post on Polliesdividend – Achieved!

This will be my 83th! blog post this year. In my Letter to my readers – half year review in July of this year I adjusted this goal to 100 blog post. I made the original goal, but did not reach the adjusted goal.

I really like writing blog post. It is still hard to write a post. This because English is not my native language. And I want it to be perfect. But after a couple of posts it became easier. Okay I make an error, so what. I’m not perfect 😉

But writing my investing decisions down helps me to make better decisions. And it also helps me to track my progress.

Another motivation is to network more actively with other investors focused on dividend growth investing. The wider audience and increased traffic to Polliesdividend is a welcome bonus.

  1. Invest in my self by following a course or webinars – Achieved!

Stephen Covey called it Sharpen the Saw. I think it is important to keep education your self. And of course maintain good health.

For my physical sharpening I have been going to the gym two times a week (on average). My mental sharpening I did by following ten webinars. All these webinars were on basic investment knowledge. In my half-year review I adjusted this goals to 1 webinar per quarter. I’m proud to say I achieved this goal!


So I’m happy to report that I’ve reached all my goals! In my letter to my readers – Year review, I will go deeper into certain goals and aspects of what happened this year. So my readers, I promise two new blog post in the near future (Letter to my readers and Blogging review 2015).

Now I’ve done my review of 2015, it is time to set new goals for 2016.

Thanks for reading. Did you reached your 2015 goals? If you didn’t set goals, are you planning on setting goals for 2016? Any feedback is greatly appreciated!



14 thoughts on “Reviewing my 2015 Goals

  1. Ed

    Fellow Dutch DGA investor here. I read all your posts via my RSS Reader, along with a few other DGI’s. Keep doing what you’re doing and thanks for all the background info, it’s appreciated. Aside from being Dutch, we share a similar path going from a poor financial position to building some wealth.

    Good luck on your 2016 goals!

    1. Polliesdividend Post author

      Hello Ed,

      Thanks for stopping by and taking the time to write back to me. I really appreciate it!
      How are you doing with your investments? Do you also have a blog?



      1. Ed

        It seems I can’t reply to your last comment. Maybe 4 comments is the max amount of threaded-comments? My portfolio is 80% standard DGI stock, 10% “high-potential” stock (tech and solar) and 10% high-yield stock. Feel free to e-mail me if you’d like to talk sometime, I’d be happy to exchange some thoughts.

  2. Team CF

    Well done Polly, it is really great that you managed to obtain all your 2015 goals. No pressure for 2016 😉

    As to your portfolio yield, it looks like you calculated it correctly, but it includes both dividend yield and capital gains. You could consider making a split between the two to show the return on your investments from both sources.

    Also, you could consider reporting yield on cost basis and yield on market value basis. This will also give you a tool to evaluate dividend development over the years.

    Take care!

  3. mraitn

    Congratulations on fulfilling your 2015 goals, good job!
    Regarding the yield calculation, your way of thinking comes most naturally to me. What other ways are there?

    – mraitn

  4. Stalflare

    Ciao Pollie,

    Great job there! I think that the formula that you are using is good enough, but I am sure that there are many variations to consider the donation money… 😛

    Have a great 2016!

    ciao ciao


      1. Stalflare

        Ciao Pollie, will hae an update soon, I am not at home right now and I cannot write the blog posts from where I am… Generally speaking a decent month, after the first year I cannot complain considering that I had a huge amount of expenses to “deploy” capital… 2016 will be the first “real year” for the portfolio as I do not expect much trading activity apart from dividends that need to be reinvested… We’ll see what happens though… 😛

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