Polliesdividend

An update on my goals – Q3 – 2018?

How did I do in the first three-quarters of 2018?

2018 is almost history. The first three-quarters are in the books. It has been a great year so far and times really flies when you’re having fun. Now it is time to look how I’m doing with the goals I set for this year. Just as a reminder, see my blog post for my goals 2018.

 

 www.polliesdividend.com

 

 

GOAL 1: Receive € 3,600 in dividends in 2018

In the first three quarters of 2018 I received € 2,697.73 in dividend income. At the end of the third quarter my projected dividend income for whole 2018 is €3,475.

 

Dividend Q1 Q2 Q3 Q4 Total
2014  90.11  509.38  226.04  289.32  1,114.85
2015  323.04  634.43  401.28  414.83  1,773.58
2016  511.80  769.88  1.148.63  649.08  3,079.38
2017 673.10  923.18  726.82  758.06 3,081.16
2018 685.87  1,106.87  907.13  

So with a projected dividend income of € 3,475, I’m still a bit short to reach this goal in 2018 ;-(. As I already explained in earlier posts, my reported dividend for 2018 isn’t as high as I hoped it would be at the time of writing down my goals for 2018.

One of the reasons is that I didn’t expected one of my mutual funds to change their payout scheme (and by doing so, also lowering the total amount of yearly dividend). But hey, no excuses, there is still some time left to try to reach this goal. But I must be honest; it will be a real challenge to achieve this goal.

Grade: Challenging!

 

GOAL 2: More diversification in my Vrijheid Fonds

My Idea behind this goal is that I want to position myself appropriately to protect my Vrijheid Fonds and decrease my risk factor for when the markets really dip. In order to do this, I want to diversify geographically by investing more in European companies.

  2017 Q3 – 2018
NL/Europe 32,24% 31,94%
USA 52,78% 52,44%

Geographical diversification 10/1/2018

 

  2017 Q3 – 2018
Stocks 85.01% 85,51%
Bonds 6.37% 6,36%
Mix 6.79% 6,41%
Cash 1.82% 1,73%

Assets allocation at 10/1/2018

  2017 Q3 – 2018
Consumer Discretionary 19.98% 19.83%
Consumer Staples 20.74% 19.01%
Energy 15.33% 14.54%
Financials 3.92% 3.16%
Health Care 5.77% 6.09%
Industrials 0.96% 2.15%
Information Tech 2.51% 3.06%
Materials 1.26% 1.24%
Telecommunications 3.57% 2.81%
Utilities 2.21% 3.35%
REIT 8.77% 10.26%
Cash 1.82% 1.73%
Mutual funds 13.17% 12.76%
Total 100.00% 100.00%

Sector allocation at 10/1/2018

If we take a look at these tables, you can see a small adjustment in all three tables. I’ll keep working on these diversification. After three quarters I found out that I can try hard to change some percentages, but the value of the Dollar is one of the major influences of my portfolio.

Grade: Passing!

 

GOAL 3: Invest a total of € 7,500 new cash

In order to let my Vrijheid Fonds grow, it needs fresh cash. In the first nine months of 2018 I added a total of € 5,448 of fresh capital.

This money has been put to good use, I didn’t buy a new stock in the third quarter. But every month I did buy approx. € 100 worth of mutual Funds for my “Safe-haven-sleep-well” part of my Vrijheid Fonds.

If I keep this pace up, and donate some extra money in December as I always do, I will definitely reach this goal!

Grade: Passing!

 

GOAL 4:  €300 on passive income from side hustles

My current side hustles are:

 

Only Amazon hasn’t paid out to me in 2018. The other four side hustles have paid out to me.

I received € 71.65 from Google AdSense, €10.52 from Bol.com € 140 from Euroclix and a whooping € 360 from my membership of the member’s board. For more information on my side hustle income see my latest report hustle report September 2018.

To sum-up my progress in this goal; in the first nine months of 2018 I made € 582.17 in side hustle money! As you can see, I already achieved this goal! So it is time to adjust my goal. My new goal is of course a little bit higher, I hope to make € 800 in passive income from my side hustles.

Grade: Passed and Updated!

 

GOAL 5: Grow Polliesdividend.com to 36,500 views 

The numbers on my site:

Year Views Visitors
2016 – Q3 22,123 8,279
2017 – Q3 23,008 7,739
2018 – Q3 41,051 14,303

So as you can see, in the first nine months of 2018 I had a total of 41,051 page views. And I’m happy to report that this is an increase of more than 78% when compared to the same period in 2017.

*Applause*

For 2018 it comes down to an average of 150 views per day (my goal for 2018 is an average of 100 view per day).

Grade: Passing!

 

Goal 6: Write a least 75 post on Polliesdividend

In the beginning of this year I set my self a challenging goal, because I find it more and more difficult to balance my time between family, work, sport, books and Polliesdividend. Therefore I knew I had to change my routine to reach this goal. And that is exactly what I did. And I’m happy to report that in the first nine month of 2018 I wrote a total of 105 blog posts!!!

I already reached my goal! Well that is really great. So I have to set a new goal. I will write at least 150 posts on Polliesdividend.com

Grade: Passing and adjusted!

 

GOAL 7: Keep investing in my self 

For my physical sharpening I have been going to the gym almost two times a week so far this year. My mental sharpening I did by reading two books and I followed 4 webinars.

Lets take a look at the finance book on which I did a book review in the third quarter.

 

Hypotheek Vrij! – by Gerhard Hormann
It is a book review on a Dutch Book, a book about repaying your mortgage. I think it is a fun and easy-to-read book with interesting facts and experiences that is entertaining and certainly encourages the readers to start to think about their own mortgage. From my own experience I know it is motivating to actually start repaying your mortgage. Especially when you visualize it too!

 

The Pollie-rating for this book is:

www.polliesdividend.com

 

For the rest of 2018, I still have some books lying around that I want to read. But do I find the time to read them? I really don’t know. Do you have a recommendation for a good book I should read? What is your favorite book about finance/investing? I like to here from you!

Grade: Passing!

 

Finally

Overall the first nine months of 2018 has been a good for my Vrijheid Fonds and Polliesdividend.com. I’m passing 6 out of 7 of my goals and I even adjusted two! So I’m proud of it!

How about you? How are you doing with your goals for 2018? Passing or failing?

Thanks for reading!

Cheers,

Pollie

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6 thoughts on “An update on my goals – Q3 – 2018?

  1. DivvyDad

    You’re doing really well on the goals, and the one goal while challenging might be achieved if we see stock prices continue to go down and yields continue to go up. That is great too that you’ve already achieved a couple of goals and reset the bar a little higher.

    I just did the same on one of my goals and am tracking pretty well on the others too!

  2. Mr Groeigeld

    Those are very nice, and challenging goals!
    As this is my first year as DGI I did not set any goals, but am already looking forward to set some dividend/investing goals for 2019.

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