April 2020, Month review of my Vrijheid Fonds
My Month review of my Vrijheid Fonds.
Another month has passed and yes, I have updated my spreadsheets again and now it is time to review how the month of April was.
This is a blog post about my favorite topic, dividends! I hope this post inspires other people out there to start saving and investing as soon as they can. The power you feel knowing that you are richer than you were yesterday and you didn’t have to work a minute for it, is a wonderful feeling.
The stock market rebounded in April after its dip in March. We saw more green days than red in April. But the market is still very volatile, due to the uncertainty of the total effect of COVID-19, and the associated lock downs, on the world economy.
In my opinion, the corona crisis makes a global recession inevitable. It is difficult to say exactly how strong the decline will be. For the stock markets, it is especially important when lock downs will be lifted. In any case, corporate earnings will drop sharply this year, in some sectors particularly strongly.
And yes, of course my Vrijheid Fonds is also affected and after a maximum dip of 19%, it is back on the right track again. But hey I didn’t lose a buck. Why not? Because I didn’t sell one share! And that is what count.
I did take the opportunity to average down on some of my holdings. And because I’m in it for the long-term this were some nice purchases
In total I received €284.37 ($311.23) in passive income in April. My Vrijheid Fonds had four dividend increases this month! Man, I feel rich, some extra money rolling in just by doing nothing.
Ahold raised its dividend with 8.57%, Coca Cola with 2.5%, Realty Income with 0,2% and finally Wal-Mart with 1.9%. Just click on the company’s names to see more information about these increases. In total my Vrijheid Fonds has already received 15 dividend raises this year.
Unfortunately, I also had to collect 2 dividend slashes. South32 slashes its interim dividend by 65%. Ouch! My total dividend loss for 2020, due to the SOUHY dividend slash, is approx.€ 0.70. Okay this is not much, but it still hurts. For more information, just read South32 Ltd ADR slashed its dividend.
And Royal Dutch Shell announced on the last day of April that they will reduce their dividend by 66%. For more information about this dividend slash and what I’m intended to do with my shares of RDS, just read my post Shell’s first dividend cut since WWII.
If we take a closer look, the dividend was coming from:
Ahold Delhaize (AD.AS) €173.60
Coca Cola (KO) €25.47
Franklin Resources (BEN) €32.92
Realty Income (O) €21.72
South32LtD (SOUHY) €1.11
Vereit (VER) €10.68
Wal-Mart (WMT) €18.87
That makes a total of €284.37. This is a 19.12% decrease from last year’s April. This decline is the result of the dividend policy change of Ahold Delhaize. If we adjust the numbers for this policy change, then I have a 13.59% increase!
It feels great when money is coming in that has worked for me!
For an update of my Dividend Income click the hyperlink. In 2020 I received a total in passive income of € 1260.97
If we take a look at my Vrijheid Fonds (Freedom Fund), we can see it was a good month thanks to the rebound of the stock market.
My total portfolio value at the end of April is €120,505, which is an increase of 9.7% over last month (€109,806). I have donated € 1,200 of fresh capital to my Vrijheid Fonds.
This month I averaged down on one of my positions of my Vrijheid Fonds. I bought 55 shares of NN Group NV. For more information, read my post Recent buy NN Group NV – April 2020.
Again, this month I made a nice step in my journey.
How was your month? Did you receive more dividends than last year? I like to hear from you.
Thanks for reading!
Because all figures I give are in Euro’s. And because the exchange rates is not constant (duh…) my passive income changes per month (even if the dividend stays the same). For the record: I only post my passive income from dividend the month I received it on my brokers account. And it is after taxes.